These Legal Terms constitute a legally binding agreement between you and Daily Manna, PBC concerning your access to and use of our Services.
We are Daily Manna, PBC ("Company," "we," "us," "our"), a Delaware public benefit corporation with its principal place of business at 2225 Hawkins Street, 110, Charlotte, NC 28203, United States.
We operate the website dailymanna.co (the "Site"), the mobile application Daily Manna: Roundups (the "App"), as well as any other related products and services that refer or link to these legal terms (the "Legal Terms") (collectively, the "Services").
Manna is a roundup-based giving utility that enables users to connect their accounts and automate micro-contributions to their designated non-profit organizations. The platform tracks daily commerce activity to facilitate supplemental generosity.
You can contact us by email at info@dailymanna.co or by mail to 2225 Hawkins Street, 110, Charlotte, NC 28203, United States.
These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity, and Daily Manna, PBC, concerning your access to and use of the Services. By accessing the Services, you agree that you have read, understood, and agreed to be bound by all of these Legal Terms.
IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.
We will provide prior notice of any scheduled changes to the Services you are using. Changes to these Legal Terms become effective seven (7) days after notice is given, except where the changes apply to new functionality, security updates, bug fixes, or a court order, in which case they are effective immediately. By continuing to use the Services after the effective date, you agree to be bound by the modified terms.
The Services are intended for users who are at least 18 years old. Persons under 18 are not permitted to use or register for the Services. We recommend that you print a copy of these Legal Terms for your records.
The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject us to any registration requirement within such jurisdiction. Those who access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws.
We are the owner or licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics (the "Content"), as well as the trademarks, service marks, and logos contained therein (the "Marks"). Our Content and Marks are protected by copyright and trademark laws and are provided "AS IS" for your personal, non-commercial use or internal business purpose only.
Subject to your compliance with these Legal Terms, we grant you a non-exclusive, non-transferable, revocable license to access the Services and to download or print a copy of any portion of the Content to which you have properly gained access, solely for your personal, non-commercial use or internal business purpose.
No part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose without our express prior written permission. Requests may be addressed to info@dailymanna.co. We reserve all rights not expressly granted.
Any breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms and your right to use our Services will terminate immediately.
Submissions: By sending us any question, comment, suggestion, idea, feedback, or other information about the Services, you agree to assign to us all intellectual property rights in that Submission, and that we shall own it and be entitled to its unrestricted use and dissemination for any lawful purpose without acknowledgment or compensation to you.
Contributions: The Services may invite you to create, submit, post, display, transmit, publish, distribute, or broadcast content and materials. You understand that Contributions may be viewable by other users and possibly through third-party websites.
When you post Contributions, you grant us a license. By posting any Contributions, you grant us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right and license to use, copy, reproduce, distribute, publish, broadcast, store, publicly perform and display, reformat, translate, excerpt, and exploit your Contributions for any purpose, and to sublicense these rights. This includes use of your name, company name, trademarks, service marks, trade names, logos, and personal and commercial images you provide.
You are responsible for what you post or upload. By sending Submissions or posting Contributions, you confirm you have read and agree with our Prohibited Activities, waive any moral rights to the extent permitted by law, warrant that your Contributions are original to you or that you have the necessary rights and licenses, and warrant that they do not constitute confidential information.
You are solely responsible for your Submissions and Contributions and expressly agree to reimburse us for any losses we may suffer because of your breach of this section, any third party’s intellectual property rights, or applicable law.
We may remove or edit your Content. Although we have no obligation to monitor Contributions, we have the right to remove or edit any Contributions at any time without notice if we reasonably consider them harmful or in breach of these Legal Terms, and may suspend or disable your account and report you to the authorities.
By using the Services, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update it as necessary; (3) you have the legal capacity and agree to comply with these Legal Terms; (4) you are not a minor in the jurisdiction in which you reside; (5) you will not access the Services through automated or non-human means; (6) you will not use the Services for any illegal or unauthorized purpose; and (7) your use of the Services will not violate any applicable law or regulation.
If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Services.
You register with an email address. We do not issue passwords. Sign-in is completed with a one-time code sent to that address, so anyone with access to your email can access your account. You are responsible for keeping your email account secure and for all activity that occurs under your account. Tell us promptly at info@dailymanna.co if you believe your account has been used without your permission.
Your gift is to your church, not to Manna. Manna is a technology provider that moves the gift. Manna is not the recipient of your contribution and does not issue tax receipts. Any contemporaneous written acknowledgement you need for tax purposes must come from the church that received the gift. Any summary or history shown in the Services is a record of activity for your convenience and is not a tax receipt.
How round-ups work. You connect a bank account through Plaid so we can read your transactions and calculate the difference between each purchase and the next whole dollar. That amount accrues. Separately, you provide a debit or credit card through Stripe. When your accrued balance reaches the threshold you set, we charge that card for the accrued amount and send the gift to your designated church.
Bank access is read-only. Connecting a bank account through Plaid gives us permission to read transactions in order to calculate round-ups. It does not give us the ability to move money from that account. The card you provide is the instrument that is charged.
Authorization for recurring, variable charges. By enabling round-up giving you authorize us to charge your card on a recurring basis. You acknowledge that:
All amounts are in US dollars. Card payments are processed by Stripe and bank connections are provided by Plaid, each under their own terms. Contributions are delivered to the recipient church and, once delivered, refunds are a matter between you and that church. If a charge fails, we may retry it or pause your giving until a valid payment method is provided.
Our fee. Manna is paid out of the giving it processes rather than by a subscription charged to the church. The fee is a percentage of the amount collected and is agreed with each church in its own agreement with us. The church receives the remainder. The applicable rate is disclosed to the church before it activates giving.
This section applies to a church or other organization that registers to receive gifts through the Services, and to the individual who registers it. Where it conflicts with another section, this section governs for churches.
Authority. The individual registering a church represents that they are authorized by that organization to accept these terms, to provide its information, and to designate the account into which its funds are paid.
Eligibility and review. Anyone may add a church, but a church is not listed as an available recipient until we have reviewed it and confirmed its tax-exempt status and payout details. Until that review is complete, givers cannot direct gifts to it. We may decline to list an organization at our discretion.
Payments and payouts. Funds are held and disbursed by Stripe, not by Manna. Payouts are batched rather than sent per gift, because batching materially reduces processing cost. The schedule and any minimum are described in your church agreement.
Stripe Connected Account Agreement. Receiving funds requires a Stripe connected account. The church separately agrees to the Stripe Connected Account Agreement, which is between the church and Stripe. Manna is not a party to it.
Donor acknowledgement is the church’s responsibility. Because the gift is made to the church, only the church can issue the contemporaneous written acknowledgement a donor needs for tax purposes. Manna does not issue one and does not act as the donee.
Chargebacks and disputes.If a giver disputes a charge, the disputed amount and any associated fee may be recovered from the church’s subsequent payouts.
Delisting and termination. Either party may end the relationship. On delisting, the church stops appearing as an available recipient, no further gifts can be directed to it, and amounts already collected on its behalf are paid out in the ordinary course less any amounts owed. Round-ups that have accrued but not yet been charged are not collected.
We may include software for use in connection with our Services. If accompanied by an end user license agreement ("EULA"), the EULA governs your use. Otherwise we grant you a non-exclusive, revocable, personal, non-transferable license to use such software solely in connection with our Services. Software is provided "AS IS" without warranty of any kind. You accept all risk arising out of use or performance of any software and may not reproduce or redistribute it except in accordance with the EULA or these Legal Terms.
You may not access or use the Services for any purpose other than that for which we make them available. The Services may not be used in connection with any commercial endeavors except those specifically endorsed or approved by us. As a user, you agree not to:
If you access the Services via the App, we grant you a revocable, non-exclusive, non-transferable, limited right to install and use the App on wireless electronic devices owned or controlled by you, strictly in accordance with these Legal Terms. You shall not: (1) except as permitted by applicable law, decompile, reverse engineer, disassemble, attempt to derive the source code of, or decrypt the App; (2) make any modification, adaptation, improvement, enhancement, translation, or derivative work from the App; (3) violate any applicable laws in connection with your use of the App; (4) remove, alter, or obscure any proprietary notice; (5) use the App for any revenue-generating endeavor or purpose for which it is not intended; (6) make the App available over a network permitting access by multiple devices or users at the same time; (7) use the App to create a competing product, service, or software; (8) use the App to send automated queries or unsolicited commercial email; or (9) use our proprietary information or interfaces in the design, development, manufacture, licensing, or distribution of any applications, accessories, or devices.
When you obtain the App from the Apple Store or Google Play (each an "App Distributor"): (1) the license granted is limited to a non-transferable license to use the application on a device utilizing the Apple iOS or Android operating systems, in accordance with the App Distributor’s terms of service; (2) we are responsible for providing maintenance and support as specified in these Legal Terms or as required by law, and the App Distributor has no such obligation; (3) in the event of any failure of the App to conform to any applicable warranty, you may notify the App Distributor, who may refund the purchase price, if any, and will have no other warranty obligation; (4) you represent that you are not located in a country subject to a US government embargo or designated as a "terrorist supporting" country, and are not listed on any US government list of prohibited or restricted parties; (5) you must comply with applicable third-party terms of agreement when using the App; and (6) the App Distributors are third-party beneficiaries of these terms and have the right to enforce them against you.
The Services may contain links to other websites ("Third-Party Websites") as well as content belonging to or originating from third parties ("Third-Party Content"). Such websites and content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for them, including their content, accuracy, opinions, reliability, privacy practices, or other policies.
Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or Content does not imply approval or endorsement by us. If you decide to leave the Services, you do so at your own risk and these Legal Terms no longer govern. You should review the applicable terms and policies of any website you navigate to.
Any purchases you make through Third-Party Websites are exclusively between you and the applicable third party. You agree that we do not endorse the products or services offered on Third-Party Websites and you shall hold us blameless from any harm caused by such purchases or resulting from any Third-Party Content or contact with Third-Party Websites.
We reserve the right, but not the obligation, to: (1) monitor the Services for violations of these Legal Terms; (2) take appropriate legal action against anyone who violates the law or these Legal Terms, including reporting such user to law enforcement; (3) refuse, restrict access to, limit the availability of, or disable any of your Contributions; (4) remove from the Services or otherwise disable all files and content that are excessive in size or burdensome to our systems; and (5) otherwise manage the Services to protect our rights and property and facilitate their proper functioning.
We care about data privacy and security. By using the Services, you agree to be bound by our Privacy Policy, which is incorporated into these Legal Terms. The Services are hosted in the United States. If you access the Services from another region with laws governing personal data collection that differ from US law, then by continuing to use the Services you are transferring your data to the United States and expressly consent to have your data transferred to and processed there.
These Legal Terms shall remain in full force and effect while you use the Services.
WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES (INCLUDING BLOCKING CERTAIN IP ADDRESSES) TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE LEGAL TERMS OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SERVICES OR DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.
If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party. In addition, we reserve the right to take appropriate legal action, including pursuing civil, criminal, and injunctive redress.
We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. We have no obligation to update any information on our Services. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services.
We cannot guarantee the Services will be available at all times. We may experience hardware, software, or other problems, or need to perform maintenance, resulting in interruptions, delays, or errors. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Services during any downtime or discontinuance. Nothing in these Legal Terms obligates us to maintain and support the Services or to supply any corrections, updates, or releases.
These Legal Terms and your use of the Services are governed by and construed in accordance with the laws of the State of North Carolina applicable to agreements made and to be entirely performed within the State of North Carolina, without regard to its conflict of law principles.
To expedite resolution and control the cost of any dispute, controversy, or claim related to these Legal Terms (each a "Dispute"), the Parties agree to first attempt to negotiate any Dispute informally for at least thirty (30) days before initiating arbitration. Informal negotiations commence upon written notice from one Party to the other.
If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute will be finally and exclusively resolved by binding arbitration.
YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL.
The arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association ("AAA") and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes, both available at adr.org. If arbitration costs are determined by the arbitrator to be excessive, we will pay all arbitration fees and expenses. The arbitration may be conducted in person, through the submission of documents, by phone, or online. Except where otherwise required, the arbitration will take place in Mecklenburg, North Carolina.
If for any reason a Dispute proceeds in court rather than arbitration, it shall be commenced or prosecuted in the state and federal courts located in Mecklenburg, North Carolina, and the Parties consent to and waive all defenses of lack of personal jurisdiction and forum non conveniens with respect to venue and jurisdiction in those courts. Application of the United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transaction Act are excluded.
In no event shall any Dispute brought by either Party be commenced more than one (1) year after the cause of action arose.
The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.
The following Disputes are not subject to the provisions above: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any intellectual property rights of a Party; (b) any Dispute related to or arising from allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief.
There may be information on the Services that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Services at any time, without prior notice.
THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We make no warranties or representations about the accuracy or completeness of the Services’ content or the content of any websites or mobile applications linked to the Services, and we assume no liability or responsibility for any (1) errors, mistakes, or inaccuracies of content and materials; (2) personal injury or property damage resulting from your access to and use of the Services; (3) any unauthorized access to or use of our secure servers and/or any personal or financial information stored therein; (4) any interruption or cessation of transmission to or from the Services; (5) any bugs, viruses, Trojan horses, or the like transmitted through the Services by any third party; and/or (6) any errors or omissions in any content and materials or for any loss or damage incurred as a result of the use of any content posted, transmitted, or otherwise made available via the Services.
We do not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the Services or any hyperlinked website, and we will not be a party to or in any way responsible for monitoring any transaction between you and any third-party providers. As with any purchase, you should use your best judgment and exercise caution where appropriate.
IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION WILL AT ALL TIMES BE LIMITED TO THE LESSER OF THE AMOUNT PAID, IF ANY, BY YOU TO US OR $100.00 USD.
Certain US state laws and international laws do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers or limitations may not apply, and you may have additional rights.
You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) your Contributions; (2) use of the Services; (3) breach of these Legal Terms; (4) any breach of your representations and warranties; (5) your violation of the rights of a third party, including intellectual property rights; or (6) any overt harmful act toward any other user of the Services with whom you connected via the Services.
Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of such claims. We will use reasonable efforts to notify you of any such claim upon becoming aware of it.
We will maintain certain data that you transmit to the Services for the purpose of managing their performance, as well as data relating to your use of the Services. Although we perform regular routine backups, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Services. You agree that we shall have no liability to you for any loss or corruption of such data, and you waive any right of action against us arising from any such loss or corruption.
Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communication be in writing.
YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICES.
You waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.
Because sign-in is a one-time code sent to your email address, and because we have no other channel to reach you, everything we are required to give you in writing is delivered electronically. That includes these Legal Terms, the Privacy Policy, your payment authorization and any change to it, receipts and notices of charges, and any notice about your account. We deliver these by email to the address on your account or by posting them in the Services.
It is your responsibility to keep your email address accurate and to tell us if it changes. You can update it in your account settings or by emailing info@dailymanna.co. If email to your address fails repeatedly we may suspend giving until a working address is provided.
To access and keep electronic records you need a device with internet access, a current web browser, a working email account able to receive mail from us, and the ability to view PDF files and to print or save what we send you. If our requirements change in a way that creates a material risk you could not access records, we will tell you.
You may request a paper copy of any record we have provided electronically, at no charge, by emailing info@dailymanna.co. You may withdraw this consent at any time by contacting us at the same address. Because the Services are delivered entirely electronically, withdrawing consent means we can no longer provide them to you, and we will close your account and stop future charges. Withdrawal is not retroactive and does not affect the validity of records provided before we received it.
If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834, or by telephone at (800) 952-5210 or (916) 445-1254.
These Legal Terms and any policies or operating rules posted by us constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision shall not operate as a waiver. These Legal Terms operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control.
If any provision or part of a provision is determined to be unlawful, void, or unenforceable, that provision is deemed severable and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment, or agency relationship created between you and us as a result of these Legal Terms or use of the Services. You agree that these Legal Terms will not be construed against us by virtue of having drafted them.
In order to resolve a complaint regarding the Services or to receive further information regarding their use, please contact us at:
Daily Manna, PBC
2225 Hawkins Street, 110
Charlotte, NC 28203
United States